Headley Household · June 5, 2026

Financial Overview

All card balances confirmed from statements · Updated from Chase, Regions, PayPal statements
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Card Debt (net)
$5,996
After Heather reimbursable
Monthly Surplus
$1,423
Income $3,710 − obligations $2,287
Payoff (net)
Oct 2026
At current surplus

Card Breakdown

Chase Freedom *8564
Incl. $2,811 Heather Florals · APR hike Aug 10
$7,268
PayPal Credit *9080
Autopay Jun 17 → $0
$2,954
Regions VISA Business *1669
Est. — statement pending
~$1,340
Chase Southwest *8317
Annual fee + Google Cloud · Autopay on
$199

Paydown Projection

Oct 2026
Net debt cleared · $1,423/mo surplus

Scenario Controls

PayPal autopay clears Jun 17 (−$2,954)
−$2,954

Checking vs Floor

Balance—
Hard floor$1,500
Healthy target$3,500
Available above floor —
Status —

Open Actions

Heather reimburses $2,811 Mayesh HIGH
Chase *8564 — flower flow account transfer
Jun 12
Confirm Anthropic $50/mo cap HIGH
$1,453 spent Jan–Jun — console.anthropic.com
Jun 7
Chase *8564 paydown before Aug 10 PLAN
APR hikes to 23.49% on new transactions Aug 10
Jul 15
Regions Business *1669 statement PENDING
Confirm actual balance (~$1,340 est.)
Jun 12
PayPal *9080 autopay DONE Jun 17
$2,953.55 → $0 · Funded by Aunt Chris gift
Jun 17

Monthly Cash Flow

Matt — City of Anniston
$1,750
Heather — AMAG
$1,960
Combined Income
$3,710
Home loan — Neil (0%)
−$500
Wespath loan payment
−$537
Utilities / groceries / insurance
−$900
Card minimums + subscriptions
−$350
Monthly Surplus
$1,423

Life Plan · 2026 → 2030

Last synced: — · North Star →